American Funds Capital Income Builder Fund
The Athlete Recovery Fund came into existence in 2008. When BMX freestyle rider Stephen Murray had the crash that left him a quadriplegic in June 2007, Aaron Cooke (brother of BMX pro Allan Cooke) founded the ARF. ARF is a 501(c)(3) non-profit that provides support to injured professional BMXers, freestyle motocross and skateboarders to assist with the financial burden of a major injury.
The Athlete Recovery Fund, or ARF for short, was created to assist athletes through financial grants for healthcare that insurance does not cover, including rehabilitation equipment and home healthcare. Because ARF is a non-profit, there has to be a financial need; if an athlete has a financial need, ARF can step in to help with any costs related to the injury including premiums, rehabilitation, long-term disability and even travel costs for athletes and family members.
ARF Helps Pro Skateboard, BMX and FMX Athletes
"Professional" status is achieved in the eyes of ARF once a company licenses an athlete's likeness to market or sell their product in return for monetary compensation. According to Cooke, "Though a handful of action sports stars enjoy fame and fortune, the vast majority of pro-level competitors barely scrape by with barista-level income and little or no health coverage."
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